Clear, practical writing on the tax questions that matter to property developers and investors in the North West. No jargon for its own sake. Just the things worth knowing before they cost you.
Property tax is not one discipline. It is developer VAT, Stamp Duty Land Tax planning, capital gains, income tax structuring, company and SPV structures, and the rules around the Construction Industry Scheme. We write about the parts of it our clients in Liverpool, Manchester, Cheshire and across the wider North West actually have to make decisions on — and we try to do it without the jargon that usually surrounds the topic.
Most posts are written by Kieran Holsgrove, Director & Co-Founder, drawing on real client situations. We will not tell you what to do with your specific circumstances in an article — for that, you want a conversation — but you will come away understanding the moving parts and the right questions to ask.
The FHL regime ended on 6 April 2025. What owners lost — mortgage interest relief, capital allowances, CGT reliefs and pension treatment — and what's still worth checking a year on.
Read the article →MTD for Income Tax is now live for landlords over the £50,000 threshold, with £30,000 following in 2027. What qualifying income means, what quarterly updates involve, and what to do before you're mandated.
Read the article →Rates, the 60-day reporting deadline, Private Residence Relief, and the developer-vs-trading question that decides whether HMRC treats your profit as a gain at all.
Read the article →Why landlords can no longer deduct mortgage interest, who it hits hardest, and the incorporation, gearing and spousal-transfer options worth modelling before you decide.
Read the article →Now at 5% on top of standard rates, the additional dwellings surcharge adds a five-figure sum to most investment acquisitions. Who pays, when a refund is available, and what it means for companies.
Read the article →Stamp Duty is often the largest single tax cost on acquisition. A plain-English guide to Multiple Dwellings Relief, linked transactions, mixed-use and the planning that moves the bill.
Read the article →Where most money is either recovered or lost on a development project. Zero-rating new dwellings, the DIY housebuilder scheme, reduced-rate conversions and the option to tax.
Read the article →When does opting to tax pay off? A guide to the 20-year lock-in, TOGC, and the trade-offs between recovering input VAT and narrowing your tenant pool.
Read the article →Most subcontractors are owed money. What you can claim, how far back you can go, and the everyday situations where money is sitting with HMRC waiting to be reclaimed.
Read the article →SPVs are the default advice. Default is not always right. The tax, financing and admin trade-offs of using a Special Purpose Vehicle for a single project or a portfolio.
Read the article →Most accountancy is interchangeable; specialist tax is not. The case for a generalist, the cost of using one for specialist work, and the questions worth asking before you commit.
Read the article →Holding property in a company has become the default advice. It is sometimes right and sometimes expensive. Here is how to tell which.
Read the article →If you're weighing up a property decision and want a straight answer, that's exactly what we do. Ask us.
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